ChatGPT Plus and OpenAI API have become powerful assistants for many domestic users in their daily work and study. However, for domestic users, subscribing to ChatGPT Plus or recharging OpenAI API often faces payment challenges. Many people try to pay directly with domestic credit cards but fail due to payment channel restrictions or regional risk control. This article will delve into the common issues faced by domestic credit card users when subscribing to ChatGPT Plus and recommend a payment tool specifically designed for domestic users—WildCard, to help you easily solve payment problems.
WildCard Official Website: https://leixue.com/go/yeka
The Dilemma of Subscribing to ChatGPT Plus with Domestic Credit Cards#
When domestic users try to subscribe to ChatGPT Plus, they often choose common UnionPay credit cards, such as those from China Merchants Bank, Industrial and Commercial Bank of China, or Bank of China. However, the actual situation is not optimistic. Subscribing to ChatGPT Plus requires binding to internationally accepted payment methods (such as Visa or MasterCard), while domestic-issued UnionPay single-brand cards usually only support transactions in RMB and cannot directly complete payments in USD. Even some banks' Visa or MasterCard dual-brand cards may fail due to OpenAI's payment system risk control or regional restrictions. For example, some users reported that even using a Visa card from China Merchants Bank, the payment might still fail due to "transaction being intercepted."
In addition, the recent launch of the o1 model by ChatGPT (requiring API usage level 5 and an account expenditure of at least $1,000) has further increased the requirements for payment stability. Frequent payment failures not only waste time but may also lead to accounts being flagged as abnormal, affecting subsequent use. Therefore, finding a stable and secure payment method has become an urgent need for domestic users.
Why Choose WildCard?#
To address the payment pain points of domestic users, WildCard provides a simple and efficient solution. As a US virtual credit card designed specifically for subscribing to overseas software services, WildCard not only supports subscriptions to ChatGPT Plus and recharges for OpenAI API but can also be used for various overseas services such as Claude, Midjourney, and GitHub Copilot. Here are some of the major advantages of WildCard:
- Convenient Recharge Method: WildCard supports recharging via Alipay and WeChat, with a minimum single transaction of only $5, making it simple to operate without cumbersome currency conversion or third-party platform redirection. In contrast, virtual cards like Dupay, VCard, PokePay, or WasabiCard usually require recharge through USDT, which not only complicates the process but may also increase costs due to exchange rate fluctuations.
- High Stability and Security: WildCard's payment channels have been optimized over a long period, with a high success rate and very few interceptions by OpenAI's payment system. Its team has rich experience in overseas Fintech, ensuring stable payment channels and avoiding payment failures due to risk control.
- Transparent Fee Structure: WildCard offers packages for $11.99 for 1 year or $16.99 for 2 years, with a card opening discount available using the invitation code "LEIXUE." The recharge fee is 3.5%, and there are no fees for consumption and withdrawals, making costs clear and transparent.
- Designed for Domestic Users: WildCard provides support for overseas home network environments, helping users bypass regional restrictions, making it especially suitable for developers or content creators who need a stable IP environment.
How to Use WildCard to Subscribe to ChatGPT Plus?#
Using WildCard to subscribe to ChatGPT Plus is very simple and can be completed in just a few minutes. Here are the specific steps:
- Register a WildCard Account: Visit the WildCard Official Website, click "Register," enter your phone number (for mainland users, select +86), and submit after receiving the verification code. Don’t forget to enter the invitation code "LEIXUE" during registration to enjoy the card opening discount.
- Activate the Virtual Card: After logging in, go to the "My Cards" page, select the 1-year or 2-year package (it is recommended to choose 2 years for better value), and pay the card opening fee via Alipay or WeChat. After activation, you will receive a virtual card number, expiration date, and CVV code.
- Recharge and Subscribe: On the "Recharge" page, recharge using Alipay or WeChat, and it is recommended to recharge $25 for the first time (covering the $5 pre-authorization fee and $20 monthly fee). Then log in to the OpenAI official website, go to the subscription page, enter the card information provided by WildCard, and confirm the payment.
Comparison with Other Virtual Credit Cards#
Although there are various virtual credit cards suitable for domestic users on the market, such as Dupay and PokePay, these cards usually require recharge through cryptocurrency, which has a higher operational threshold and less stability compared to WildCard. For example, PokePay occasionally experiences maintenance interruptions, while WasabiCard has an unstable payment success rate on the OpenAI platform. In contrast, WildCard's Alipay/WeChat recharge method and optimized payment channels make it the preferred choice among overseas virtual credit cards.
Conclusion: The Best Choice to Unlock ChatGPT Plus#
For domestic users, the biggest obstacle to subscribing to ChatGPT Plus or recharging OpenAI API lies in the limitations of payment channels. Traditional credit cards often fail due to currency or risk control issues, while WildCard, with its convenient recharge methods, high stability, and features designed specifically for domestic users, has become the ideal solution to this problem. Whether you are a developer, content creator, or small to medium-sized business user, WildCard can help you easily unlock the powerful features of overseas AI services. Visit Recommended US Virtual Credit Cards now, register using the invitation code "LEIXUE," and start your ChatGPT Plus journey!